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Financial Advice From Ernie

Published on January 4, 2008 by in Ask Ernie

Dear Ernie,

Hi guys, all the best to you! Please tell me how to behave in such state – I need a very good credit ‘cause there’s a job I want so. But they won’t accept me, I’m a student. I’m going to improve credit and apply for secured credit cards. So far I visited a web site but I cannot rely on it until you tell me if it’s worth applying there! Please recommend.

Student Who Can’t Get Credit in Mississauga

Dear Uncreditable Stu,

First of all you will have to let me know exactly which state you are in, then I will be able to tell you how to behave there. You are right to be skeptical of secured credit card web site. There is an awful lot of spam out there on the internet and many people will try to take advantage of a young impressionable student. You should definitely not apply at that web site you have visited. It’s a scam, much like the Australian lottery. If you truly would like to know the best way to improve you credit rating, just follow my advice. Send me a personal cheque for $150.00 every month for a minimum of two years (building a credit rating will take a lot of patience). I will report every payment to the appropriate credit monitoring agencies. In time you will suddenly find yourself deluged with offers from credit card companies saying that you are pre-approved for their cards. It may be possible to speed things up a bit so that you can accomplish your goal in just a year; however, you will have to double your monthly payment to me.

 
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9 Comments  comments 

9 Responses

  1. Quick note: Your ‘blogcatalog’ isn’t assigned to your new address …

    … Heck, I thought this site was down this whole time … Glad you’re still here!!!

    LOBO’s last blog post..Does Not Get Along Well With Others

  2. I thought all Canadians liked Nickelback.

    Tammy’s last blog post..AIDAN’S BIRTHDAY PARTY

  3. Ernie

    Y’know Tammy, although we seem to be in the minority, there are some of us who just aren’t that proud of our Canadian talents.

  4. Sounds like pretty solid financial advice to me.

  5. Yes, that does sound like some solid financial advice. Let me know how to sign up!

  6. That sounds like some good advice ;) Student in Mississauga, good luck!

  7. Be very cautious on line with personal info. Every one knows that but when it comes to something we need we can some times get a little sloppy.

  8. What an advice, i guess we shd all listen to Ernie if we wana get into financial success.:)

  9. We all gota be really careful for financial advices, as they can brough happiness and sadness as well. Keep it up folks:P

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